Everyone teaches kids about money. We teach them to use it.
Where students learn to think like investors
A structured investing curriculum for ages 13 to 18. Students learn how markets work, then apply it live in a real trading environment powered by Interactive Brokers. Most financial education stops at explaining. Here, every idea gets put to work.
Start on your own, or roll it out across your whole school.
Money as Capital
Beat 5 / 7
Saved money becomes capital when it…
Simulated. For illustration only.
Most financial education stops at saving. We start there and keep going.
Money lessons and budgeting apps teach kids to be careful. That is the floor, not the finish. IBKR School teaches the skills that build real wealth, from thirteen.
Where it stops
- Saving a little each month
- Budgeting apps
- Being careful with money
Where we go
- Reading a market
- Valuing a company
- Sizing a risk
- Investing live, from thirteen
Knowing about money is the start. Using it is the point.
Start from zero. Finish knowing how money actually works.
No finance background needed. Every lesson builds from zero, in plain language, with examples students already know.
Each lesson ends in the trading environment — concept first, then action, every time.
6 chapters · 72 lessons
Capital
What money is, and what you can do with it — how saving early, inflation, and time change what it is worth.
How Markets Work
What a share is, why prices move, and what really happens when you place a trade.
Analysis
How to tell whether something is worth owning — reading the numbers, spotting warning signs, and judging a fair price.
Investing
Shares, bonds, property, crypto — what each one is, how it behaves, and how to weigh the risk.
Trading
How to place orders, set stop losses, and size a position without overexposing yourself.
Portfolio Management
Why spreading money matters, how to split it sensibly, and what you are actually building toward.
What a student walks away able to do.
A curriculum is the input. This is the result. By the end, a student can:
Valuation
Read a company’s numbers and judge whether it is worth owning.
Market mechanics
Explain what moves a price, and why.
Trading and risk
Place a trade, set a stop loss, and manage risk on the day.
Portfolio management
Build and balance a portfolio, and understand the risk they are taking.
Underneath it all: a student who thinks about money, risk, and time the way investors do, for life.
Start with School.
Go wherever it takes you.
Three products from Interactive Brokers. School builds the foundation the other two depend on.
IBKR School
Foundation · For students 13 to 18 · Structured curriculum
A curriculum-mapped course taught in interactive beats, checked by quizzes, proven in a live simulator.
- Interactive lesson beats
- Built-in quizzes per concept
- Live practice on real market data
- Teacher dashboard and class tracking
Start here.
IBKR InvestMentor
Daily habit · Free
Bite-sized lessons and quizzes that keep the investing habit alive — five minutes a day.
- Micro-lessons, five minutes a day
- Progress quizzes to stay sharp
- Works anywhere, on any schedule
Daily practice, built on School.
IBKR Campus
Advanced content · Free
Courses, webinars, podcasts, and market commentary from Interactive Brokers — for after School builds the foundation.
- Expert-led courses and webinars
- Live market commentary
- Podcasts for any experience level
Advanced content, after School.
The Beats Method:
learn it, prove it, trade it.
Most financial education is watching. Ours is doing. Every course runs as three beats, built on one finding from learning science: students remember what they retrieve and apply, not what they are shown.
Learn
Cognitive load.
One concept at a time, in plain language. No long videos, no skimming.
Prove
Retrieval practice.
A beat does not end until the student answers — catching a misunderstanding the moment it forms, not on exam day.
Trade
Applied learning.
Then they do it — read how a stop loss works, then place one, live in the trading environment.
Mastery learning
Each beat must be secure before the next begins — mastery learning, turned into a rhythm a child will follow.
Closes the loop
Campus has the library. InvestMentor has the quizzes. Only School closes the loop — applied the moment it is learned.
15+
years of teaching children, now applied to money and markets.
Built by Improve ME.
Powered by Interactive Brokers.
IBKR School is built by Improve ME, a KHDA registered education institute that has specialised in educating children aged 3 to 18 since 2010, including developing the Beats Method this course is built on. That is the half most financial education never has: a product designed by educators, around how students actually take an idea in and make it stick. Interactive Brokers supplies the other half, the live market infrastructure that makes the practice real.
Learn more about Improve MELearn the concept.
Apply it on the spot.
This is the part nobody else has. The moment a student learns an idea, they apply it live, in a real trading environment powered by Interactive Brokers — not a spreadsheet with a story, the real environment professionals trade in, with simulated cash so nothing is at risk.
- Powered by Interactive Brokers
- Real tickers, real prices, real volatility. The same environment professionals use.
- Simulated cash
- Every student manages a portfolio with virtual funds. Nothing is ever at risk.
- Class leaderboard
- Returns are tracked and ranked, so strategy debates happen at lunch, not just in class.
NVDA · NVIDIA Corp
+2.07%
Practice order
BUY 5 × NVDA
Market · Simulated
All trading is simulated. Students use virtual funds, and no real money is ever invested or at risk. Simulated results are hypothetical and are not a reliable indicator of real investing outcomes.
Two ways in. One program.
Whether a school is rolling it out to a class or a student is signing up on their own, the curriculum, the beats, and the simulator are identical.
Through your school
Full institutional program with teacher oversight
Curriculum-mapped
Chapters map to economics, business studies, maths, and enrichment — slots into your term plan without a rewrite.
Teacher visibility
A live dashboard shows every quiz and trade, so teachers see who is ahead, who is stuck, and on what.
Safe by design
Simulated accounts only. No real money, no card details, no in-app purchases.
Whole-school rollout
Run it across secondary years, ages 13 to 18 — a single class or a whole year group, with reporting that rolls up to leadership.
On your own
Sign up directly, no school required
Same curriculum as schools
The exact chapters and sequence used in classrooms, available to anyone who signs up.
Same real trading environment
The same on-the-spot application schools get. Real prices, simulated cash, nothing at risk.
Self-paced, start free
Start free in under a minute, no card needed. No waiting on a teacher — upgrade when you are ready.
Plans for students and schools.
Start free. Upgrade when you are ready. Roll it out across a school with per-student licensing.
Free
A permanent free tier
Free access to the opening lessons and a limited simulator, for as long as you like. No card needed.
Student subscription
For students going all in
$10per month
The full curriculum, the full trading environment, quizzes, and progress tracking. Self-paced, cancel anytime.
Schools
For classes, year groups, and whole secondaries
Per-student licensing, billed annually, with volume pricing as you grow. Includes the teacher dashboard, reporting, and support.
Simulated accounts only. No real money, ever.
Book a school demo
Tell us about your school and we will get back to you with a demo and a quote tailored to your numbers.
Prefer email? Write to team@ibkrschool.com directly, any time.
What happens after you sign up.
Rolling this out is lighter than schools expect. There are four steps, and your teachers need no finance background for any of them.
Step 1
Demo and mapping
We walk your team through the program and map it to your year groups and timetable before you commit.
Step 2
Setup
We create your accounts, set up classes, and connect single sign-on — no IT overhead.
Step 3
Teacher onboarding
A short training session gets staff confident with the dashboard. The curriculum teaches the finance — teachers just facilitate.
Step 4
Launch and support
Students start, teachers track progress live, and you keep a dedicated point of contact throughout.
There is no waiting.
Sign up free, start the first beat in under a minute, and upgrade when you want full access. No teacher required.
Get startedQuestions, answered.
Coming soon
Coming soon:
the junior track, for ages 6 to 12.
Younger students do not need a simulator yet — they need a world. The junior track turns money concepts into missions, with daily streaks and progress that looks like an adventure map. Same method underneath. Different gravity.
Register interest and we will tell you when it launches.
Start learning to invest today.
Whether you are learning on your own or rolling it out across a school, the experience is the same: learn each concept, then apply it on the spot, all in the browser.
Start free, then subscribe for full access. Simulated accounts only. No real money.